Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Right Trac Financial Group is a mortgage broker who has been serving New England for almost 2 decades. As a broker our job is to search out the best loan programs and rates available to you from all of the major lenders across the country. No borrower is ever the same. We all have own history and future goals. We exist to help you accomplish your goals and make your dreams a reality.
We are a Mortgage Broker dedicated to giving you extraordinary mortgage solutions. Our personal mission and guarantee is to deliver the highest quality personal service and expertise you can find. We'll walk you through the process from A-Z with no stones unturned. From when you're in that exploration phase of looking for your first home all the way to the closing table we're there for you to answer any question you may have, overcome any challenges and obstacles that may arise, and to give you needed advice and counsel when no one else would. Our reputation as being trustworthy, reliable and an expert in our field are the reason for our being "By Referral Only".
We look forward to the opportunity to serve you and your family with "Extraordinary Mortgage Solutions".